1 Stop Insurance Solutions SA
Barbara Temple with 1 Stop Insurance Solutions SA provides an array of life, health, and Medicare products. She works with individuals as well as groups. Barbara’s goal is to find the best coverage at the best price for every client.
INDIVIDUAL HEALTH INSURANCE
Health insurance is not what it used to be! It seems that every year premiums increase while benefits decrease. Many people are finding alternatives to traditional health insurance to be more cost effective. Indemnity plans, healthshares and other types of plans can be more affordable, but some don’t cover pre-existing conditions, and some limit that coverage. For those who are willing to put a little effort into their healthcare planning, there are ways to limit your spending. The right plan for any individual depends on their particular circumstances.
GROUP HEALTHCARE
If your small business (under 50 employees) offers group health insurance and you would like to look at alternatives, we may be able to provide a solution. The needs and budgets of every company are different. We have plans that will work with almost any budget. With many, employer contribution is optional. We also offer plans such as Short Term Disability, Long Term Disability, Dental, Vision, Accident, Critical Illness, and Hospital Indemnity. If you don’t offer group health insurance, we can show you some lower cost alternatives or help your employees choose a Marketplace (Obamacare) plan.
CANCER INSURANCE
Cancer insurance can save you from financial disaster. There are two types of Cancer insurance normally available. One pays set amounts for various treatments and the other pays a lump sum, generally between $5,000 and $75,000, if you are diagnosed with cancer. The lump sum plans are frequently coupled with Critical Illness, which normally includes heart attack and stroke and sometimes additional conditions such as coma or paralysis. We have several companies that issue Cancer/Critical Illness policies. Most plans will not insure for cancer if you have been diagnosed/treated in the last 5-10 years. However, there are some that have only a 1 year look back.
LIFE INSURANCE
Life insurance does not come in one size fits all. You have many choices – Term Life, Whole (Permanent) Life, Universal Life, Annuities, Final Expense, Juvenile are some of them. A personal appointment and evaluation is the best way to determine your Life Insurance needs and for 1-Stop Insurance Solutions SA to help you find the right solutions. We have plans for ages 0-85, some with no health questions or medical exams.
Offering Free No-Cost No-Obligation Medicare Plan Reviews
Let’s face it, Medicare can be confusing! Some of the things to consider are:
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Do I have to enroll in Medicare? How much does it cost?
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What is the difference between a Medicare Advantage plan and a Medicare Supplement plan?
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Part D Prescription Drug coverage and how to avoid late enrollment penalties
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Options for Dental, Vision, Hearing and other extras not covered by Original Medicare